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Student Loan Counseling and Master Promissory Note

For 2010 – 2011 all student loan borrowers must complete loan entrance counseling and a Master Promissory Note (MPN). Both must be completed in order to see your loans in pending aid, charge your books at the Cincinnati State bookstore against your pending loans and to receive your refund check on time.

All student loan borrowers must also complete exit counseling when they cease to be enrolled at least half-time.

Entrance Counseling and Master Promissory Note (MPN)

All student loan borrowers at Cincinnati State are required to complete student loan entrance counseling to learn about borrowers’ rights and responsibilities.

After completing entrance counseling, borrowers must complete and electronically sign a Master Promissory Note (MPN) indicating they have read, understand, and will comply with the terms and conditions of their loan.

To complete entrance counseling and your MPN for Direct Loans:

  1. Go to and click ‘Sign In’
  2. Enter your SSN, first two letters of last name, date of birth, and PIN*, then Click ‘Sign In’
    *If you do not remember your PIN, go to and click on ‘Request a Duplicate PIN’
  3. Click on ‘Complete Entrance Counseling’ to get started
  4. Read the instructions and click on ‘Complete Entrance Counseling’
  5. Select ‘Undergraduate Student’ and click ‘Continue’
  6. Read the information and click ‘Continue’
  7. Select ‘Ohio’ and ‘Cincinnati State’, then click ‘Continue’
  8. Read each page and answer the questions. After each question, the correct answer pops up. You will have to close the pop-up before going on to the next question or page. After completing each page, click ‘Continue’.
  9. On the 'Borrowers and Responsibilities' page, click on the link to view your rights and responsibilities as a borrower. Then click ‘Submit’.
  10. Click on ‘You Can Submit A Master Promissory Note’
  11. Click on ‘Subsidized/Unsubsidized’
  12. Enter your information, select ‘Ohio’ and ‘Cincinnati State’, then click ‘Continue’
  13. Expand and read each section, then check the box indicating you have reviewed all information and click ‘Continue’
  14. Enter information for your references and your name (this is your electronic signature) and click ‘Sign’
  15. View the PDF of your MPN, and print for your records 

Exit Counseling

  1. Go to
  2. Click on 'Exit Counseling' under  tools and resources
  3. Click on 'Exit Counseling'
  4. Click 'Start'
  5. Read all information and click 'Next' until you get to the login page
  6. Enter your SSN, first two letters of your last name, birthdate and PIN*
    *If you do not remember your PIN, go to and click on ‘Request a Duplicate PIN’
  7. Click 'Submit'
  8. Click 'Next'
  9. Choose 'Ohio' and click 'Display'
  10. Choose 'Cincinnati State' and click 'Add'
  11. Click 'Submit'
  12. Read through, answer quiz questions, and click 'Next' on each page
  13. At the final stage, enter your information, your employer information (if known), your next of kin's information, and information on two references.
  14. Click 'Next'
  15. Print your confirmation for your records

Questions? The Office of Financial Aid is here to help. Call (513) 569-1530 or email us.

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Location & Hours

Office of Financial Aid
Room 155 Main Building
(513) 569-1530 phone
(513) 569-1469 fax

8 am – 6:30 pm M–Th
8 am – 5 pm F

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