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Financial Aid Tips

How to make the most of your financial aid application

Apply for federal financial aid every year

  • Submit the Free Application for Federal Student Aid (FAFSA) to be considered for educational grants and loans from the Federal Government.
  • You may qualify for aid that you didn’t realize you were eligible for. Also, your FAFSA is important in determining eligibility for other state and private scholarship programs.

Apply for multiple scholarships

  • As a college student, you may find that you'll need a little extra money to cover the cost of books or fees, in addition to any federal financial aid you may receive. Scholarships can help you cover these costs.
  • To improve your chances of getting a scholarship, research programs and find the ones most applicable to you. Then apply to more than one scholarship program, and make sure you submit the scholarship application by the deadline.

Use student loans as a last resort, and only borrow what you need

Be aware of policies that affect your financial aid eligibility

  • Dropping a course or getting grades of C or D grades in a few classes might not seem like a big deal, but they could end up costing you all or part of your financial aid package.
  • If you fail to meet standards such as maintaining at least half-time enrollment status, or a minimum grade point average, you could lose your aid and even have to repay funds. 
  • Learn more by reviewing Cincinnati State’s eligibility requirements for financial aid and Cincinnati State's policy for Satisfactory Academic Progress (SAP).
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