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Banking and Financial Services Certificate (BFSC)


The Banking and Financial Services Certificate prepares students for entry-level employment with commercial and community banks and other financial services organizations such as insurance companies and investment firms.

The certificate courses focus on understanding key financial concepts that are critical to serving financial institutions' clients, along with building skills in customer relations and interpersonal communication.

All courses in the certificate program also apply to the Finance Technology associate's degree program. All certificate courses can be completed through online education.

The certificate program does not include cooperative education.

Related Programs

Program Code



Employment Options

Graduates Are Prepared To

  • Understand basic banking operations and financial strategies.
  • Communicate effectively in a business setting and provide superior customer service
  • Demonstrate knowledge of social responsibility trends and legal considerations in the financial services industry.

Representative Job Titles For Graduates

  • Financial Clerk
  • Client Service Representative

Graduate Starting Salary Projections

$38,080 median annual salary (Financial Clerk)

Employment Outlook

According to the U.S. Bureau of Labor Statistics, opportunities in financial services are expected to grow by 9 percent through 2022.

Education Options

Representative Co-Op/Clinical/Intern Sites

  • The certificate program does not include co-op


Effective 2020-2021 academic year

Banking and Financial Service Certificate (BFSC)

First Year
Semester 1 Lec Lab Credits
FIN 100 Personal Finance 3 0 3
ENG 101 English Composition 1 3 0 3
COMM 105 Interpersonal Communication 3 0 3
IM XXX Computer Skills Elective   2 3 3
MAT XXX Mathematics Elective   2 2 3
Semester 2      
ACC 101 Financial Accounting 3 0 3
ECO 110 Principles of Macroeconomics 3 0 3
FIN 130 Principles of Banking 3 0 3
FIN XXX Finance Elective   3 0 3
MKT 105 Marketing and Customer Relations 3 0 3
Total Credits:   28 5 30
Students must consult with an Academic Advisor when choosing electives  
Computer Skills Elective  
IM 111 Computer Applications 3
IM 120 Electronic Spreadsheets: Microsoft Excel 3
Mathematics Elective  
MAT 111 Business Mathematics 3
MAT 131 Statistics 1 3
Finance Elective  
FIN 120 Risk and Insurance 3
FIN 200 Investments 3

The letters G, B, and T (displayed after course titles or elective descriptions) identify types of courses required by the Ohio Department of Higher Education as part of an associate’s degree curriculum.
G = General Education course in this curriculum
B = Basic Skills course in this curriculum
T = Technical course in this curriculum


Program Chair
Margaret (Meg) Clark, MBA, CFP
(513) 569-1626
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